Substance abuse is the excess use of something, whether recommended or not, to the extent that you cannot do anything without that substance. Both legal and illegal drugs got chemicals that change the functionality of your body and mind. Some of the most commonly abused substances are alcohol, cocaine, marijuana, heroin, among many others. We live in the hard times of desperation where people have gotten into drugs and substance abuse to try and forget the desperations but only to find that it can’t be taken away by drugs. Furthermore, these people adopt the drugs to be part of their living, leading to addiction.
With the emerging trends in the health sector, there is a trend in an insurance policy where people are taking life assurance policies based on their areas of interest. Addiction makes you a slave to the drug and derails you from moving forward. Alcohol has been the greatest threat to many as its readily available. Those addicted to alcohol got hope as they can recover. However, it is worth noting that going into any rehab center requires you to be pocket-friendly as it is charged based on addiction treatment.
Insurance Cover for Alcoholism
If you have taken an insurance policy, it is worth knowing that they may not fully cover the rehab period. There are specific areas where they offer their services that include:
• Detox
If you are to undergo detox at an outpatient center, most insurance companies cover some amount. However, detox is more effective when carried out in a safe residential environment with clinical staff on hand.
• Outpatient Treatment
Many people would prefer to go home after having their sessions at the rehab center. Therefore, your policy will usually include a certain number of sessions that you will attend, which they will only cater for.
• Inpatient Rehab
Based on your condition and the extremes of your addiction, inpatient rehab might be the best for you. It will give you ample time and a conducive environment for treatment. In this case, the insurance should cover the aspects of your care, but they may restrict the period to stand in for you.
• Psychotherapy and Counseling
In most cases, insurance policies offer some level of coverage for counseling and therapy, leaving the option for you to decide the best quality treatment, and you may not have to pay for it in full. It allows you to get the best services that will help in your recovery.
• Medication
In cases where you are examined and found that you need medication, the insurance policy will chip in and cover the minor part of the payment. It is applicable only when you have been put on medication to recover.
Alcoholism is part of the most abused substance that leaves its uses in their extreme ends of addiction. Besides addiction, it comes with advanced effects on one’s life, like liver cirrhosis and other medical disorders. Though it’s possible to take an insurance policy on addiction, it is costly to treat it thoroughly. It is usually charged based on the level of care needed. Residential treatment offers the highest level but is often expensive. On the other hand, outpatient programs may be relatively cheaper, but they do not provide enough support for sustainable recovery. It is, therefore, worth noting that you can only fully recover after undergoing the complete medication program.
You can treat addiction if you are willing to change and stop using drugs. However, it is only attainable where the addict commits themselves to the recovery process. You may be required to go for a detox, attend outpatient rehab programs, attend psychotherapy and counseling, or be put on medication to help you recover. Commitment to recovery may not be easy for many addicts, but it is easy to recover upon making a decision entirely.
Recovery from any addiction is the only thing that sets one free and gains authority over their bodies again. Therefore, you must initiate the recovery process for you to regain your control. To some extent, you may not afford to have a policy by yourself, but you can always contact us for any help. Our counselors are always available 24/7 for the sake of our clients. Do not die of addiction. Count on us for your recovery. Call us at 833-364-0736.